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Legal Resources

Avoid Foreclosure Overview

Know your options to leave your home, stay in your home, or get a reverse mortgage.

Consumer Action Handbook

The comprehensive guide to making purchases and dealing with companies.

California Homeowner Bill of Rights

HBOR only applies to foreclosures on first-liens, or the first mortgages on the home. Homeowners can take banks to court for violating various parts of California”s statutory, nonjudicial foreclosure system. California Homeowner Bill of Rights

Types of foreclosures

Judicial versus nonjudicial

Housing Counseling Agencies

Housing counselors throughout the country can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. Consumer Finance Protection Bureau Housing Counseling Agencies

SAVE YOUR HOME FROM FORECLOSURE

https://www.consumer-action.org/downloads/english/2011_foreclosure_EN.pdf

When Paying the Mortgage is a Struggle

https://www.consumer.ftc.gov/articles/0187-when-paying-mortgage-struggle